OPay for Android

Highly reliable banking companion

OPay is a free-to-download finance solution that is trusted by more than 18 million account owners. This money-saving companion has a microfinance bank license approved by the Central Bank of Nigeria (CBN) as well as insured by Nigeria Deposit Insurance Corporation (NDIC), proving more of its service reliability and security. 

Store a sufficient amount of your money with OPay and earn good deals of interest from the wide range of savings options it offers. This is an essential grab to conveniently perform various banking tasks online right at your fingertips similar to other services like eNaira.

Feature-packed online banking solution

With OPay, you can manage all your banking or payment needs in one lightweight application. You can quickly open an account using your phone number, NIN, BVN, or any other medium that can help you verify the report you’ll set up. Once you successfully sign up and get approved, you can receive a welcome bonus usually granted to every new account owner. 

Apart from greeting rewards, you'll also receive a free debit card for the account you opened. This banking service presents tons of savings tools that are flexible depending on your current financial status and future goal—Owealth Savings, Fixed Savings, Target Savings, Safebox Savings, as well as Spend and Save Savings. Funds saved under the Owealth Savings program will accumulate daily returns containing up to 15% of annual interest. 

Fixed Savings are recommended for account owners who aim to earn money in the short term for as quick as seven days. If you prefer longer investment intervals to accomplish a bigger plan, Target Savings is more suggested. Safebox, on the other hand, permits you to designate a daily, weekly, or monthly auto-save plan, while Spend and Save enables you to store a percentage for every money you spend or transfer.

Daily transaction essentials

Apart from providing diverse ways to meet your savings goals and earn back while spending, OPay is also a capable payment solution for essential transactions. Top up your Airtime balance for calling, text messages, and online data usage while on the go. It can be used to pay and settle cable TV subscriptions to continue watching your favorite channels and shows.

The same goes for bill payments for things like electricity, water, and utilities you consume on a monthly basis. You can also make money transfers to other account holders or to various banks in Nigeria that are nearly instantaneous. Best of all, there are no charges or fees as all your transactions will be free.

Savings-oriented financial solution

OPay is a handy banking suite that you can instantly access everywhere you go. However, aside from that, its selling feature is the wide variety of flexible savings programs that you can choose according to your objectives. You only need to sign up using your mobile number or other means wherein the app can send a verification code for you to achieve your personal bank account.